Highfield Veterinary Surgery

Where your pet comes first

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Highfield Surgery      01992 440738

Longfield Surgery      01992 629233

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Insurance

 

Most people see their pets as part of the family and as pet owners we are responsible for their welfare and wellbeing in sickness and in health. In order to provide the best possible care for them during times of illness and injury we recommend you insure your pets for veterinary fees as soon as possible. This takes the worry out of large unexpected bills and gives you peace of mind.

 

The provision of a medical service can be expensive and involves many costs such as highly qualified staff, medicines, equipment and the building. The fees are not exempt from VAT and will not cover routine or preventative expenses such as vaccination and neutering.

 

There are many types of veterinary cover available with a wide range of companies so it is important to understand what you are buying. While we are unable to recommend any particular insurance company we are happy to discuss the pros and cons of different policies to help you decide which will be best to suit your needs.

 

You can insure your pet from 6-8weeks of age depending on the company and most policies last for life while others require renewal as your pet gets older. There is always an excess fee which may be a fixed sum or a percentage of the total claim. We are only able to offer direct claims upon prior request to our practice manager for fees in excess of £500 and with pre-authorisation from the insurance company.

 

The three main types of policy available are:

1. One year cover - only pays for each condition for one year.

2. Total per condition - only pays for each condition up to a fixed financial limit.

3. Lifetime cover - pays for each condition for life.